Will Auto Interest Rates Go Down In 2025. Rose 2.7% last year as prices and interest rates eased a bit, making suvs, cars and trucks a little more affordable. In are eroding faster than interest rates are dropping for auto loans, he said.

“the moral of the story is if you are sitting back waiting for 5 percent or 4 percent mortgage rates, 2025 is not going to bring that,” he said. According to cox automotive, the average auto loan rate for new vehicles in early.